Contact Information

Jennifer L. Metzler, Director


Creighton Business Institute
Heider College of Business
Creighton University
2500 California Plaza
Omaha, NE 68178

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Personal Financial Planning and Education Program

Personal Financial Planning and Education is a benefit designed for employers to reduce employee financial stress.  In reducing employee financial stress, employers increase employee work output and retirement plan contributions and reduce stress related absences and health insurance claims. Participants in the program are taught by Certified Financial Planner designate professors from Creighton University Heider College of Business.  At the end of the program, employees will leave with a better understanding of financial issues and an individualized financial plan.

Program run-down

  • $200 per employee for whole program
  • 15-20 employees per class
  • Option for employer reimbursement of fees
  • Weekly meetings for 5 weeks
  • No prerequisite requirements

Employer Benefits

  • Increased employee productivity and overall attitude
  • Reduced employee finance related absences
  • Increased retirement plan contributions
  • Potential reduction in stress related health insurance claims

Employee Benefits

  • Development of a financial plan
  • Reduced financial stress
  • Option for employer reimbursement of fees
  • Increased knowledge of financial world

Frequently Asked Questions

Who can attend? Sessions are designed for employees who have paid to be in the program.  Executives or HR management may briefly audit part of a class, however, this is not recommended due to the confidential nature of the content discussed in the classes.

How should the cost be split between employer and employee? This is up to each employer, however a 50/50 split is recommended.

What happens if an employee misses a meeting or withdraws from the program? the employee may make up a missed class the next time the program is offered by the employer.  If an employee withdraws and does not wish to continue, the fees are non-refundable.

Week 1: Introduction to Financial Well-Being

  • What is real financial happiness?
  • Why do we work against our goals?
    • The nature of change- why is it so hard?
    • Behavioral finance and investing
  • Understanding Moneys Scripts and Disorder Behaviors
    • Klontz Money Script Inventory (KMSI)
  • How to set meaningful and actionable goals
  • Getting on the same page with your partner
    • Learning ow to "talk money"

Week 2: Getting into Financial Fitness Shape

  • How to create an "easy living" budget
  • Understanding the power of cash flow
  • Financial Basics 101
    • The time value of money
    • Inflation
    • Compound interest
    • Risk and diversification

Week 3: Getting a Handle on Where You Stand

  • What are you really worth today?
    • The Personal Balance Sheet
  • Understanding what affects Net Worth
    • Which actions add/ subtract from our net worth?
  • Debt: How to get a Game Plan in place now!
    • Prioritizing and paying it off
    • Understanding what to attack first and why
  • Prioritizing: What needs to be done first and why

Week 4: Planning for Future Needs

  • Identifying future savings needs
    • Retirement
    • Education
    • Second Career
  • Making calculations and estimating payments
  • Overview of Social Security and Medicare
    • What to expect when you retire
    • When to begin taking benefits
  • Investing simplified for everyday use
    • Is it more important to focus on saving or investing?
    • Can you simply explain what investment vehicles are out there

Week 5: Personal Risk Managment

  • Identifying risks we face
    • Property
    • Liability
    • Disability
    • Accident/Sickness
    • Premature Death
    •  Living too long
    • Identity and reputation
  • Understanding Risks- how to classify and prioritize
  • Overview of financial vehicles to address risks
    • How they work
    • What they cost
  • Putting your Game Plan together
    • Identify objectives and action steps
    • Prioritize based on risks, goals, and funds
    • What can go wrong, and how to avoid slipping back
      • Understand/ review behavioral change
      • Identifying a "control" for success

Scheduled Classes

No classes currently scheduled.